MORTGAGES
Mortgages
The biggest deal of your life, explained before anyone profits from you not understanding it.
- About £3,000 before you get a key, and most of the fees an agent adds are illegal. The rules changed on 1 May 2026.Renting your first flat: what it really costs
- A £200,000 house costs £359,195 at today's average rate. The second price tag, shown.Mortgages: renting money to buy a house
- Rent is dead money, they say. So is 73% of your first mortgage payment.Renting versus buying: what nobody adds up
- About £23,000 and six years of saving. Or the family money 53% of buyers actually used.The deposit: how anyone actually gets one